Health Care

All students and their families must have at least standard private health insurance through the Overseas Student Health Cover (OSHC) scheme. This must continue for the duration of their stay in Australia, and it is a condition of a student visa. Standard OSHC covers medical and hospital care expenses that the students or their families may incur while studying in Australia. OSHC will also contribute to the cost of most prescription drugs and emergency ambulance transport. Some OSHC insurance providers offer cover over and above standard OSHC cover. This additional cover is called ‘Ancillary Cover’, and can be purchased in country if desired.

Students going to study in Australia for the first time must pay for the OSHC before they leave home. We will directly bill you for this, and pass your details onto Medibank Private. When you pay for the health cover, you will be covered from the time you arrive in Australia. Medibank Private is a government run private health insurance provider. After twelve months, international students are free to change to a different health insurance provider.

Register or Renew your OSHC:
Once you have arrived in Australia, and completed the enrolment process, you will need to take your University Student IS card and your passport to the Medibank Private Office on campus. You will be able to pick up your OSHC card from there. If you are continuing your studies longer than twelve months, you must renew your OSHC before it expires. When your cover is renewed, the OSHC provider issues a new membership card automatically. If you are interested in changing OSHC providers, you must contact them directly. It is a requirement of your student visa that you have a valid overseas student health cover (OSHC) while you are studying in Australia.

How much does it cost?
The costs of taking out the health cover (OSHC) will depend on how long you will be in Australia. Premiums vary depending on the health fund but generally they start from 78 AUD for three months insurance (312 AUD a year). If your spouse and/or dependant children are accompanying you to Australia you will need to pay a family premium. You must pay your OSHC premium before coming to Australia.

What are the required procedures when arriving to Australia?
When you arrive in Australia you must confirm your OSHC membership with your registered OSHC provider. Your registered OSHC provider will need to see your passport for identification purposes and to ensure that the dates of your cover are correct.

What is and is not covered?
OSHC covers most medical expenses and the cost of hospital care which international students may need while in Australia. OSHC will also pay for most prescription drugs and emergency ambulance transport. However, dental and optometry costs are not included but students may also take out additional cover. Students are reminded that OSHC does not cover any pre-existing conditions (such as pregnancy or prior illness) and such expenses must be met by the student. For more detailed information on OSHC benefits and costs visit the Australian Department of Health and Aged Care website or contact the health funds offering OSHC.